Choosing a Provider, Ethics, and Playing Darts Blindfolded

Many of the estimated 27-30 million more people who will gain health insurance coverage in January under the Affordable Care Act will go through a process similar to what I am now experiencing. For several reasons, I must enroll in a new health insurance plan. Selecting a plan was pretty straightforward, thanks to one provision of the […]

ACA Will Help Self-Employed and Would-be Entrepreneurs

As most regular readers of this blog know, I’m self-employed. Fortunately, I don’t need to worry about health insurance, since I am covered through my husband’s job. However, many are not so lucky, and must purchase a health plan on the open market. For a family of four, that can easily cost close to $20,000 […]

Higher Premiums for Unhealthy Lifestyles – Fair?

Should people with bad health habits pay more for insurance? A new report by ehealth.com, the nation’s largest private online health insurance exchange, says that many already do. Their just-released Smoking Status and Body Mass Index Relative to Individual Health Insurance Premiums found that obese people are charged average of 22 percent more in health premiums, and […]